The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Mercedes Forslund, Business Development Manager for the Oliver White Mortgage Group at Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. The team is based at the Eden Prairie, MN branch, 7500 Flying Cloud Drive, Suite 900, Eden Prairie, MN 55344.

Business development role

Mercedes Forslund is a Business Development Manager and is not a licensed mortgage loan originator. All mortgage lending services referenced on this site are provided through Oliver White, NMLS #1254113, and Fairway Independent Mortgage Corporation, NMLS #2289. Oliver White (verify via NMLS Consumer Access) is licensed to originate mortgage loans in AL, AZ, CA, CO, FL, IA, ID, MD, MI, MN, MO, MT, ND, NE, SC, SD, TN & WI. Nothing on this site should be read as loan origination activity by Mercedes Forslund; questions about rates, programs, qualification, or loan terms are answered by a licensed loan originator.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway's Licenses & Disclosures page.

Production statistics & awards

Production figures and rankings cited on this site (Top 1% Mortgage Originator in America per Mortgage Executive magazine; #1 individual loan officer at Fairway, 2025; 2025 team and branch family counts and loan volume) are as published by the Oliver White Mortgage Group and Fairway Home Mortgage and reflect historical results. Past production is not a guarantee of any individual outcome, rate, approval, or timeline.

Educational & entertainment content

All content on this site is general in nature and provided for informational purposes only. It is not financial, legal, or tax advice and does not consider your individual circumstances. Astrology, tarot, and celestial themes appearing on this site are decorative and for entertainment only — they are not predictions, promises, or a basis for any lending decision. (The on-time closings are real, though.)

Privacy

This website does not collect, store, or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels, and no cookies set by this site. Links to apply or upload documents route to Fairway Independent Mortgage Corporation's secure systems, which are governed by Fairway's privacy policy. Third-party sites linked from this site (including social networks) maintain their own privacy practices.